Travel bonds

  • ABTOT provides its members with access to travel bonds, the market’s preferred method of financial protection. ABTOT uses the services of t&g and can provide efficient and highly competitive travel bonding rates.

    Travel & General Insurances Services Limited (t&g) is a specialist intermediary focused on the travel industry. t&g issue travel bonds for more organisers than any other provider. They attribute their success in this niche market both to the strength of their product and breadth of their industry knowledge.

    Having operated in the UK and Irish travel markets for over thirty years, T&G have gained a wealth of experience. By combining the best of a traditional approach with the drive of a modern organisation, they achieve their mission of providing outstanding service from a superior understanding of the travel market.

    ABTOT works closely with t&g to make your application process as seamless as possible and to ensure we provide the best possible service.

    What types of bonds does T&G provide?

    t&g underwrite all classes of travel bonds including:

    • ABTOT
    • ATOL
    • ABTA
    • IATA
    • CPT
    • Irish transport
    • Airline guarantees
    • Miscellaneous travel bonds

    Travel & General Insurance Services Limited (t&g) is authorised and regulated by the Financial Conduct Authority, Registration Number 304788. The Financial Services Register can be accessed through

    If you have previously bonded through your bank you might be surprised to know that t&g’s insurance-backed travel bond rates are now generally in line with bank bonding rates. In addition, with insurance-backed travel bonds, we generally don’t need you to provide any security, which means you can use your money to grow your business.

    What is a travel bond?

    Travel bonds – are a formal undertaking to pay a sum of money to ABTOT in the event of a member’s financial failure, primarily for the purpose of reimbursing customers who would otherwise lose money. The level of travel bond required varies from member to member. Our membership team will tailor the travel bond to account for the aspects of your particular business. The minimum travel bond requirement is £20,000.

    Shortfall insurance – is a second level of insurance in case the member’s individual travel bond is insufficient in the event of a claim. Each member is required to contribute to the scheme, and the amount payable is dependent upon the size of the bond required by ABTOT.

    If you would like to find out more about the insurances they can offer, you can find more information on t&g’s website HERE or call a member of the T&G financial protection team on 020 7065 5300.

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