Travel Bonds

  • Travel & General Insurance limited (t&g) provide ABTOT travel bonds for accommodation sold with other travel services (non-licensable bonding) for ABTOT Members. As insurance bonds tend to have no security requirements and can provide a much more attractive deal for travel organisers. Each enquiry is looked at on an individual basis.


    t&g offers ABTOT travel bonds at reasonable rates dependent on the individual risk assessment. ABTOT’s preferred method of bonding is a travel bond with t&g however:

    • We will accept bank bonds too where this is felt more convenient by clients. The main difference between the two is that banks generally require security before they will issue a travel bond e.g. cash to be put aside or the financial guarantee secured against property such as the travel organiser’s home.
    • Every Travel Bond has to be accompanied by ABTOT’s shortfall policy. The shortfall policy is a requirement of the Department for Business, Energy and Industrial Strategy (BEIS) and is there in case the value of travel bonds held by ABTOT members turned out to be insufficient in the event of a failure. The shortfall policy amount is based on bond value.


    To apply for a Travel Bond you will need £10,000 paid up share capital.

    Our ABTOT application process

    Step 1 – pick up the phone and tell us about your business

    We’ll answer your questions, ask a few of our own and determine if it feels likely that we’ll be a good match.

    Step 2 – send us some information

    We’ll need recent accounts and/or projections or a business plan as well as commercial backgrounds for key personnel. Once reviewed, we’ll be able to provide you with a free indication of whether we can offer terms and on what basis.

    Step 3 – complete our application form

    If all’s looking good and you’re happy, then complete our online application form. Now’s the time we’ll ask for the non-refundable application fee. Login details will be sent to you with a debit note including our bank details to pay the fee.

    Step 4 – the ball starts rolling

    Once the application form is submitted, we’ll get things moving to assessment. We may be in touch to ask for more information and may also arrange a meeting as this is a great opportunity for us to meet you and discuss your business in depth. We aim to give you a formal offer of membership within three weeks of receiving your application.

  • Contact the ABTOT Team

    Email the team Call the team on 0207 065 5313

    Request Call Back